Question 1

What is kute.?

Accepted Answer

kute. is a self-custody Bitcoin wallet that lets you buy BTC without KYC (up to 1,000 CHF/month), earn yield paid in Bitcoin, send BTC to any bank account, receive any asset into BTC, use a non-custodial debit card, and connect hardware wallets for cold storage.

Question 2

Can I buy Bitcoin without KYC on kute.?

Accepted Answer

Yes. kute. allows you to buy Bitcoin up to 1,000 CHF per month with zero identity verification. No documents, no selfies, no waiting. For higher amounts, basic verification is required.

Question 3

What are kute.'s fees?

Accepted Answer

No-KYC purchases: 2.9% (up to 1K CHF/month). Pro tier: 1.9% (over 1K). Card spending: 2% flat. Card top-up: 0%. Monthly fee: FREE. BTC Yield platform fee: 0%. Lightning send: 0.1% + network. Lightning receive: 0.25% + network.

Question 4

Is kute. a self-custody wallet?

Accepted Answer

Yes. kute. is fully self-custody. You control your private keys with a BIP39 recovery phrase compatible with Blockstream Green, BlueWallet, and other wallets. You can also connect hardware wallets like Ledger and Jade.

Question 5

Can I earn yield on Bitcoin with kute.?

Accepted Answer

Yes. kute. offers BTC yield through USDB lending. The yield is paid in Bitcoin with a 0% platform fee — 100% of the yield goes to you.

Question 6

Does kute. have a debit card?

Accepted Answer

Yes. The kute. Card is a non-custodial debit card that works globally with no nationality restrictions and no bank account required. 2% flat fee on spending, 0% top-up fee, no monthly fee.

Question 7

Can I send Bitcoin to a bank account?

Accepted Answer

Yes. kute. lets you send BTC directly to any bank account. Recipients see euros (or their local currency), while you maintain Bitcoin sovereignty.

Question 8

What countries does kute. support?

Accepted Answer

kute. is available globally. The debit card has no nationality restrictions. SEPA/IBAN support is available for European users.